New Ford F-150 Offers and Incentives
Lease, Finance, and Purchase Offers
Looking for the best deal on America’s best-selling truck? At Gresham Ford—the Dealer with a Heart—we’re proud to bring Portland metro and Vancouver area shoppers the latest new Ford F-150 offers and incentives available in early 2026.
Current New Ford F-150 Specials at Gresham Ford
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New 2026 Ford F-150 XLT
$499 /mo. for 36 mos.
Ford Credit Red Carpet Lease
$998 Cash Due at Signing
Security Deposit Waived
Taxes, Title, License Fees ExtraView DisclaimerWith Equipment Group 302A. Not all buyers will qualify for Ford Credit Red Carpet Lease. Payments may vary; dealer determines price. Residency restrictions apply. Cash due at signing is after $500 Summer Sales Event RCL Cash (PGM #50710). Lessee is responsible for excess wear and mileage over 31,500 miles at $0.25/mile. Lessee has option to purchase at lease-end at price negotiated at signing. $495 lease disposition fee waived at lease end if vehicle is purchased or customer leases/purchases another new Ford/Lincoln vehicle. Take new retail delivery from an authorized Ford Dealer's stock by 8/31/26. See dealer for qualifications and complete details.
Whether you’re shopping from Gresham, Troutdale, Portland, or anywhere along the Columbia Gorge, our locally owned dealership is your best source for maximizing savings on a new F-150. We believe in transparent pricing and making sure every customer understands exactly how to get the most value from their purchase.
Important note: The offers described throughout this page are examples based on typical Ford Motor Company programs and Gresham Ford discounts for early 2026. All incentives are time-limited, subject to credit approval, and dependent on current inventory. Prices and programs can change without notice.
Here’s something many buyers don’t realize: you can often combine Ford factory incentives with Gresham Ford dealer discounts to maximize savings on a 2025 or 2026 Ford F-150.
Current incentives typically apply to popular trims including:
- F-150 XL work trucks
- F-150 XLT SuperCrew configurations
- Lariat luxury trims
- Tremor off-road packages
- Select F-150 PowerBoost hybrid models
Availability may vary by VIN, so the best way to find the complete details on today’s offers is to connect with our team directly.
Ready to see what’s available right now? Call Gresham Ford at our sales desk or click through to our New Specials page to view today’s exact F-150 offers and lock in your savings before they expire.
Ford F-150 Lease Offers
Leasing a new Ford F-150 can be an attractive option for Oregon drivers who want lower monthly payments, the ability to upgrade to a new truck every three years, and potential business tax advantages. If you use your truck for work, consult a tax professional about possible deductions—many of our commercial customers find leasing works well for their operations.
Sample Lease Structure
Here’s an example of what an early 2026 lease might look like on a well-equipped 2025 or 2026 F-150 XLT SuperCrew 4×4:
- Term: 36 months
- Annual mileage: 10,500–12,000 miles per year
- Down payment: Moderate amount at signing
- Monthly payment: Competitive rate based on current Ford Credit programs
- 1.9%–2.9% APR for 60–72 month terms on select 2025 F-150 gas models
- 0% APR programs occasionally available on F-150 Lightning electric trucks
- Tiered rates based on credit score and term length
- Model year (2025 vs. 2026 F-150)
- Trim level
- Powertrain (EcoBoost, 5.0L V8, PowerBoost hybrid)
- Current program expiration date (most expire at month-end)
- Customer Cash: Direct rebates typically ranging from $1,000–$3,000 or more on popular trims
- Bonus Cash: Additional manufacturer incentives often tied to specific inventory or trim levels
- Retail Trade Assist: Extra savings when you trade in a qualifying vehicle
- Market value adjustments on XL and STX work trucks and sometimes even Lariat trims
- Special pricing on remaining 2025 inventory
- Military Appreciation: $500 bonus cash for active duty, veterans, and eligible family members
- First Responder Recognition: $500 for police, firefighters, EMTs, and 911 dispatchers
- College Student Purchase Program: $750 for current students and recent graduates
- Farm Bureau: Up to $500 for members with qualifying enrollment
- BlueCruise hands-free highway driving for comfortable commutes
- Pro Power Onboard for job-site tools or camping trips
- Max towing packages enabling capacities at the high end of F-150’s ratings
- Online: Visit our New Vehicle Specials page to view current advertised offers and create a list of favorites
- By phone: Call our sales team and ask about today’s F-150 programs
- Get Today’s Price form: Submit a request on a specific F-150 VIN you find in our inventory
- In person: Stop by our dealership just off I-84 in Gresham to see our selection and get same-day pricing
- Preferred cab style (Regular, SuperCab, SuperCrew)
- Bed length preference
- Trim level and must-have features
- Approximate monthly budget or total budget
- Trade-in information (year, make, model, mileage, condition)
- Schedule a test drive of the F-150 trim that interests you
- Lock in current Ford F-150 offers before the program expiration date
- Experience the difference of working with a locally owned, community-focused dealer
These are illustrative numbers only and will vary based on the specific vehicle, your credit profile, and available incentives at the time you visit.
Common Lease Incentives
Throughout the year, Ford Credit often releases bonus lease cash on select F-150 trims. You might also qualify for loyalty incentives if you’re a returning Ford lessee—these programs can reduce your effective payment or lower your amount due at signing.
Our finance team at Gresham Ford can structure leases with higher or lower down payments based on your goals. When Ford Motor Credit offers sign-and-drive style leases, we can help you take advantage of those programs to minimize out-of-pocket costs at signing.
Lease vs. Finance in Simple Terms
Leasing typically means lower monthly payments compared to financing, but you won’t own the truck at the end. Financing costs more per month, but you build equity and own the vehicle outright once it’s paid off. Our team will walk you through both scenarios so you can make the right choice for your situation.
Ford F-150 Finance Rates and APR Incentives
If you prefer to buy your F-150 and build ownership equity, Ford Credit regularly offers competitive APR programs that can save you thousands over the life of your loan.
Typical APR Programs
In early 2026, qualified buyers may see finance offers like:
These interest rates represent significant savings compared to standard bank or credit union rates, which often run 5%–7% or higher.
APR vs. Cash Rebate: Choosing the Right Path
F-150 buyers sometimes face a choice: take a low APR financing option or select a larger Ford cash rebate instead. The right answer depends on your specific situation.
For example, if you’re financing a smaller amount or paying off the truck quickly, the cash rebate might save you more money overall. If you’re financing a larger amount over a longer term, locking in a low APR could be the smarter financial move.
Gresham Ford’s finance specialists will calculate both scenarios for you and show you the real numbers so you can make an informed decision.
What Affects Your Rate
Special rate programs may differ by:
We work with Ford Credit and a network of local lenders in Oregon and Washington to help secure competitive rates for a wide range of credit profiles. Even if you’ve had credit challenges, we have financing options available.
Ford F-150 Cash Rebates, Bonus Cash, and Dealer Discounts
Understanding the difference between national Ford rebates and local dealer discounts can help you maximize your savings when you buy a new F-150.
National Ford Rebates
Ford Motor Company offers several types of cash incentives that apply regardless of which dealer you choose:
For example, Ford programs in January 2026 have included offers like $1,250 Customer Bonus Cash on select F-150 models, with expiration dates around April 1, 2026.
Gresham Ford Dealer Discounts
On top of Ford’s national incentives, Gresham Ford offers our own dealer discounts on in-stock F-150 trucks. These can include:
Special Recognition Programs
Customers frequently ask about these Ford affinity programs:
Eligibility rules apply to each program, and proof of qualification is required. Our team will verify your qualifications and help you access every dollar you’ve earned.
Stacking Incentives
Some offers can be combined for maximum savings. For instance, you might stack $1,250 Customer Cash with a $500 Military Appreciation bonus for $1,750 in total rebates before any dealer discounts.
However, some offers cannot be combined. A large factory rebate might not be available together with a special low APR program—you’ll need to choose one or the other. Gresham Ford will calculate which combination gives you the lowest out-the-door price.
Popular Ford F-150 Trims and Features That Qualify for Offers
Most national and regional Ford incentives apply across the core F-150 lineup, but specific bonus programs may focus on certain trims, bed lengths, or powertrains.
F-150 XL
The XL is Ford’s work-ready entry point—perfect for contractors, fleet buyers, and anyone who needs a capable truck without the frills. These vehicles often receive strong incentives because Ford wants to keep them competitive in the commercial market.
F-150 XLT
The XLT is America’s volume leader and frequently receives the deepest incentive stacking. If you want the best balance of features, capability, and savings, this is often where you’ll find the strongest offers.
F-150 Lariat and King Ranch
For buyers who want leather seating, advanced technology, and premium comfort, these trims deliver. Incentives may be somewhat smaller than XLT offers, but you can still save substantially on these well-equipped trucks.
F-150 Tremor
Off-road enthusiasts gravitate toward the Tremor’s lifted suspension, aggressive tires, and trail-ready hardware. Ford occasionally offers specific regional cash on Tremor models to drive sales in outdoor recreation markets like Oregon.
F-150 PowerBoost Hybrid
The PowerBoost hybrid combines a 3.5L EcoBoost V6 with electric assist for impressive fuel economy and Pro Power Onboard capability. Hybrid models sometimes qualify for additional manufacturer incentives as Ford promotes electrified powertrains.
Limited Availability Models
Higher-performance trucks like the F-150 Raptor and Raptor R may receive different or reduced incentives compared to volume trims. These limited-production variants often rely on special APR programs rather than large cash rebates due to high demand.
Features Incentive Shoppers Look For
Many buyers specifically seek out:
Our team can help you find which configurations currently have the strongest incentive support and match your needs to your budget.
How to Check Today’s New Ford F-150 Offers at Gresham Ford
F-150 incentives shift frequently—often monthly—and what’s available today may not be available next week. The most accurate way to see current offers is to contact Gresham Ford directly.
Ways to Get Up-to-the-Minute Information
What to Have Ready
When you reach out, having a few key details ready helps us match you with the best incentives quickly:
Our Commitment to Transparency
Gresham Ford prides itself on transparent, community-focused service as the Dealer with a Heart. We provide full incentive breakdowns in writing before you commit to anything. You’ll never be surprised by hidden fees or unclear pricing.
We acknowledge that car buying can feel stressful. Our goal is to make the news of your savings the highlight of your day, not to create confusion or pressure.
Ready to Save on Your New F-150?
Whether you’re coming from Portland, Vancouver, Sandy, Hood River, or anywhere in the region, we invite you to:
Call Gresham Ford today or visit us online to enter your information and see exactly what you can save on a new Ford F-150. As your local Ford dealer, we’re here to help you find the right truck at the right price—with the kind of straightforward, heartfelt service our community deserves.
