Happy Auto Loan Customers in Gresham Oregon

Auto Financing Made Easy in Gresham

The Finance Professionals at Gresham Ford have the experience to help get you approved fast. With over 150+ different Auto Lenders, including local Portland area Credit Unions, you can expect a better car-buying experience. Our team works hard to build relationships with auto lenders to help ensure that we have access to Auto Loans for Everyone and Every Budget. We know bad credit happens to good people- that’s why we’ve made special arrangements with local banks and lending institutions to get financing for just about anyone. If you’re having credit challenges, please reach out to our credit repair specialist.

New Car Loans

As an award winning Oregon Ford Dealership we have found that Ford Motor Credit Company provides the best rates, terms, and rebates for New Ford vehicles. Not only do they provide purchase options but a wide variety of leasing offers too. There are even leases specifically for Commercial Businesses. The current and historic low interest rates help to make new vehicles more accessible.

Used Car Auto Loans

Generally used cars are more affordable than their new counterparts. Choosing to buy a used car helps to provide you with a wider variety of lending options too. With a lower overall price many lenders will provide added flexibility in regards to the term of the loan. As a CUDL (Credit Union Direct Lending) Network Used Car Dealer, Gresham Ford, has access to special rates offered by local Portland area Credit Unions too.

Bad Credit Auto Loans

Our Finance Managers are dedicated to helping people rebuild their credit. Through partnering non-traditional auto lenders with car buyers with bad credit, Gresham Ford provides a better experience. Our Car Loan Calculator provides you with the functionality to discover your true buying power based on your desired monthly payment, trade-in value, and estimated credit score. This is FREE no-obligation information and without a credit credit. We don't even ask for your social security number. Learn the value of your trade-in. This way you don't fall in love with a car that you can't afford.

How do Car Loan Interest Rates Work?

Auto Loans trypically come with lower interest rates than your credit card. That's becuase they are considered secured with the assest value of the vehicle. Interest rates can vary greatly based on:

Type of vehicle you are buying. New or Used
Your credit history
Which bank, credit union or lender you are asking
The term of the loan you are requesting
Your down payment

With access 150+ lenders, our team compares the rates for you and provides you with only the best options.

Zero Down Used Car Loans at Gresham Ford

You May Qualify for a$0 Down Payment Auto Loan

When you choose to apply for an auto loan with Gresham Ford your approval notice is completely customized to you and your situation.

Check My Down Payment Amount

Lowest Used Car Loan Rates

Throughout the years our team has learned that Credit Unions often times provide the best and lowest interest rates on used cars. The one exception if for Certified Pre-Owned vehicles. Ford Motor Credit has a dedicated program that provides loans for Certified Pre-Owned vehicles. If this is appealing to you, let our team know and they can share additional information.

Browse our Certified Pre-Owned Vehicles Happy Car Loan Customer in Gresham

Common Questions

Q. Can I still get a car loan if I have had a bankruptcy?
A. Our team of Finance Managers have helped many people in various stages of bankruptcy. Each situation is unique and needs to be evalutated independently. When you apply for your auto loan the Gresham Ford team reviews your credit report with you. Often times many people have never had the opportunity to ask questions or the time to review the items listed on their report. This is that opportunity. Rebuilding your credit can be tricky. Our Finance Managers are subject matter experts and can help you get the car loan you need and provide tips to keep moving in the right direction.
Gresham Ford operates a bit differently. Many dealers are short sighted and abuse their customers. Gresham Ford knows that you have a lot of choices when searching for East Portland area auto loans and cars. Our goal is to build a long term relationship and be your dealership of choice in Oregon.

Q. How much will I need to put down?
A. Good question. The necessary downpayment will depend upon your specific situation. Your credit history, gross monthly income, vehicle you are purchasing all come into the formula. When you buy a used car it can also depend greatly on the auto lender. That's why it's a good idea to know the criteria for multiple lenders. After you complete the credit application our team will be in touch with the specific down payment needed in your situation.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

Oregon Ford Dealer Disclosure: Sales tax, Title, License Fee, Registration Fee, $215 Dealer Document Fee, Finance Charges, Emission Testing Fees, dealer trade charges and Compliance Fees are additional to the listed price. Ford Factory Destination and Delivery Charges are included in the price. All vehicles are subject to prior sale. Custom-ordered Ford vehicles are sold without an additional dealer markup for the original ordering consumer with the exception of performance vehicles including but not limited to F-150 Raptor, Bronco Raptor, Mustang GT 500, Mustang Shelby GT350R, Bronco Heritage, and Bronco Sport Heritage. Please contact the Gresham Ford Sales Team to confirm the availability and pricing of all vehicles. Even though all reasonable efforts have been made to ensure the accuracy and totality of Ford Motor Company Rebates, Ford Motor Credit Rebates, and Incentives, absolute accuracy cannot be guaranteed. PLEASE MAKE SURE to confirm the details of this vehicle (such as what factory rebates you may or may not qualify for) with Gresham Ford in order to ensure its accuracy. Some incentives and rebates may require financing through Ford Motor Credit. Gresham Ford cannot be held liable for data that is listed incorrectly. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

Temporary hand controls are available upon request for test drive purposes. Please provide up to 48 hours of notice to ensure availability. Contact Us to submit a request for hand controls or additional accessibility assistance.

Easy Car Loans in Gresham Oregon | Gresham Ford